No Medical Life Insurance

To qualify for our No Medical Life Insurance Program please answer the following questions

  1. In the past 5 years, have you been diagnosed or treated for, or are you currently under treatment for: Alzheimer’s Disease, Schizophrenia, Bipolar Disorder, any form of Cancer (other than Basal Cell skin cancer), Heart or Circulatory Disorder (except controlled hypertension), Stroke, Kidney disease, Liver disease (including hepatitis B & C), any Lung Disease (except mild asthma not requiring daily medication), Diabetes requiring insulin treatment, ALS (Lou Gehrigs Disease), Sickle Cell Anemia, SLE (Systemic Lupus Erythematosus) or other neurological disorders (except for controlled seizure disorder with no seizures in the past 2 years) or surgery for any Heart or Circulatory Disorder (except varicose veins) or transplant of any organ or have you ever tested positive for the AIDS virus or been diagnosed or treated, or recommended for treatment for AIDS (Acquired Immune Deficiency Syndrome), ARC (AIDS Related Complex), or any other immune disorder?

  2. Do you currently receive kidney dialysis or require oxygen use or do you require assistance to eat, bathe, dress or take your own medication, or in the past 2 years have you been diagnosed as having a terminal illness? (Terminal illness is defined as any illness diagnosed that would reasonably be expected to cause death within twenty-four (24) months.); or are you currently disabled or been disabled in the last six months, or at any time during the last six months been unable to mentally or physically complete 30 hours per week of active employment?

  3. Are you currently confined to a Hospital, Nursing Home, Mental Facility or Hospice; or have you been YES NO hospitalized two or more times in the past twelve months; or do you now participate in, or do you have plans to participate in any hazardous sport or aviation; or have you been declined or postponed for Life or Health Insurance in the past two years?

  4. In the past 10 years have you been convicted of a felony; or in the past 5 years have you been treated for, been advised to have treatment for or excessively used alcohol or any drugs of abuse, or have you been convicted of operating a vehicle while intoxicated, or had your drivers license suspended or revoked?

If you answered "No" to all questions you qualify for our No Medical Life Insurance Program,  to continue please click on the link below.

Apply for our No Medical Life Insurance Program

If you answered "Yes" to any of the questions, we are very sorry but you do not qualify for our No Medical Life Insurance Program.