Welcome to EQUOTE: Life Insurance Specialists
Get an Instant Term Life Insurance Quote Online
About EQUOTE Life Insurance Services
Since 1999, EQUOTE has been providing our valued customers with the lowest cost affordable term life insurance products, including no medical and term life insurance from our California offices located in San Diego. We offer term life insurance quotes online, rates, and information with simple, straight talk. Now EQUOTE Life Insurance has added Annuities and Long Term Care Insurance plans to offer you more and better options to protect yourself and your family. After all, that is what insurance is for: Protection for yourself and your family.
Term Life Insurance
Term Life Insurance is the most popular type of life insurance today. As the name implies, term life is designed for a specific term (length of time). You buy a term life policy to provide coverage for a guaranteed number of years: 10, 15, 20, 25 or 30 years. No Medical Term Life Insurance is also available. Some companies even offer a return of premium option on their policies. This allows you to receive 100% of the premiums you've paid into the insurance plan.
Universal Life Insurance
One of the most misunderstood types of life insurance is Universal Life. Today's life insurance plans offer long term guarantees such as 20, 30, 40 years or even up to age 120! The face value amount of the life insurance policy is guaranteed to remain level and so is the premium for the period of time you select for coverage.
Term Life or Universal Life Insurance?
The biggest question facing many insurance buyers today is,
"Which type of insurance do I need, Term or Universal?" The real question should be, "What is Term Life Insurance and how does it differ from Universal Life?" Most people really don't understand these two types of life insurance. And admittedly, it is confusing. We can walk you through the different types of life insurance, including No Medical Term Life Insurance and offer you quotes and rates on various Term Policies.
Key Person Term Life Insurance
Quite a few companies today are taking term life policies out on their key employees. Finding and keeping valuable employees is getting tougher these days. Contact us for affordable Term Life Insurance quotes online, No Medical Term Life Insurance in California or any other type of life insurance for the most affordable rates.
